Residential mortgages:
Looking for your new home? If you are, then a residential mortgage is the finance for you. A residential mortgage is a type of lending used to purchase any property that you intend to live in. Many people have preconceived ideas that they either can’t get a mortgage or are not entitled to the amount they need. Thankfully, these people quickly change their minds after speaking with us.
There are many tricks that you can use to open your doors to better lending at better rates. For example, did you know that your credit score has little to do with the amount you can borrow? For more clever ways to save yourself time and money, contact us today and book a free consultation to discover what lending you’re entitled to.
Buy to let mortgages:
A buy to let mortgage is used when you’re buying a property that you won’t be living in. Commonly, this is used for standard buy to let investments, but it can also be used to creatively finance other strategies.
The trick with this lending is to get it right from the start. if you go to the wrong lender, then you’ll be paying a hefty deposit and high monthly interest. Thankfully, we have specialist experience dealing with investors. We know how to get you the right finance and the right rate. Just like your next buy to let, using a mortgage broker is an investment that is well worth making.
Commercial mortgages
We can help to finance more than just houses. Our services also include mortgaging large commercial units and office spaces. Whether you’re looking to buy a new business premises or refinance your existing one, we’re here to help. No unit is too big, and no lending is too hard; not when you’re dealing with a broker who specialises in making the impossible possible.
Like with residential mortgages, it’s all about finding the right lender. Thankfully, we have partners who specialise in commercial property and can finance your unit without making you jump through a hundred hoops. Save yourself time and money by contacting us today.
Bridging finance
Need to bridge the financial difference on your next refurbishment? If so, then we’re here to help. We have extensive experience dealing with investors. We know what you need and we’re here to help you turn around your next property project in record time.
Good bridging finance is lightning quick and doesn’t destroy your return on investment with high monthly interest. We’re here to help you secure fast finance at fair rates. Contact us today to turn your next property project around quicker than you can say “broker”.
- How much can I borrow?
- Mortgage repayments
Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.
Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.
Please provide your monthly outgoings or combine them if there are 2 applicants.
This will be the size of the mortgage. You’ll need to pay it back, along with interest.
The borrowing amount doesn’t include your deposit.
The mortgage term is how many years you have left on your mortgage.
Try out different mortgage terms to see how they affect your monthly repayments and total interest paid.
This is the rate of interest you’ll pay on your mortgage.
Higher interest rates will generally (but not always) increase your monthly payments, depending on the deal.