Banished Boilers and Green Mortgages

The Green Changes that Landlords NEED to Know About The property market is going green. Talks in parliament have resulted in whisperings among landlords. Whisperings about changes to EPC ratings, boilers being replaced with heat pumps and low-carbon homes becoming the new standard. However, there is no need for you to worry about any of the above. Not now that …

Five Common Mortgage Mistakes, and How to Avoid Them

There are a lot of myths surrounding mortgages. Rumours of your high street bank giving preferential rates, and your credit score being the key factor that decides whether you are eligible to buy your new home. While there is some truth to a few of the myths, many of them have no substance. The harm in this is that it …

How to Manage Interest Rate Increases as a Property Investor and Thrive During the Financial Crisis

Being a UK property investor currently feels akin to being a punching bag. Blow after blow, we face the looming threat of the Renters Reform Bill, the ongoing Energy Crisis, and the recent staggering rise in interest rates to 6%. If you feel more like a punching bag than a landlord, then this blog is for you. While we may …

Understanding Your Mortgage Options

Exploring the Impact of Different Mortgage Products on Your Finances Securing a mortgage is the first step towards turning your dreams as a homeowner into a reality. Understanding the different mortgage options available to you is essential for making an informed decision that aligns with your financial goals and circumstances. In this article, we will delve into three common types …

100% Mortgages?!

How You Can Get on The Property Ladder Without a Deposit Many people dream of owning a home, but the roadblock of a large deposit has stood in the way. However, with the announcement of 100% mortgages (mortgages that don’t require a deposit) aspiring homeowners can now bypass this obstacle and buy their dream property without emptying their bank account. …

3 Mortgage Myths That Could Be Stopping You from Buying Your Dream Home

Applying for a mortgage can feel like jumping from a diving board. Many people let fear get into their heads. Eventually, anxiety wins, and would-be homeowners decide to step away from the edge rather than take the leap. However, applying for a mortgage isn’t scary, and it doesn’t take courage. Instead, it’s one of the most exciting experiences of your …

Boosting Your Property Profits

How to Maximise the Loan to Value You Receive on Your Next Refurb Going through a refinance can feel like betting on the lottery. You sit there with your fingers crossed hoping that the right number is going to get called out. Whereas in the lottery you might be waiting for number 88, in your refinance, you might be hoping …

What Makes a Property Uninhabitable?

Many people are on the hunt for a “doer-upper”. The thought of finding a run-down wreck and converting it into the home of our dreams appeals to many homebuyers and property investors. This concept has only become more appealing after the rising popularity of shows like Homes Under The Hammer! However, before you go out there and start offering on …

What is Bridging and How Can You Use It?

Bridging finance is a fast and flexible loan. It allows you to purchase properties quickly or fund renovations with none of your own money. Some people misunderstand bridging finance, so they avoid it. However, it’s easy to understand, and when you wrap your head around it (which you’ll be able to do by reading this article) it’s a game changer. …