Mortgages with Hannie
Buying a new home is an exciting experience. If you’re a first-time buyer, then it symbolises a fresh start and a new place to make memories. If you’re an investor, then it is a source of income and a retirement pot. A new home means something different to all of us, but it always means something amazing.Finance your home with confidence
Unfortunately, our excitement is often overshadowed by trying to secure a mortgage. It’s the struggle of “being mortgageable” and finding affordable rates.
We put the excitement back into home buying by making the mortgage process straightforward and hassle-free. You don’t need to worry about debts, past illness, or large deposits when you work with us. We make the impossible possible, and we have a reputation for doing so.
If we can’t find you the right mortgage at the right rate, no one can!
4 Steps to buying your home
SPEAK TO US
You MUST speak to us first before you start your house search, you need to be sure on what you can borrow, and want to obtain an AGREEMENT IN PRINCIPLE from a lender first, so you can confidently put an offer in your dream home when you find it and not be let down because you haven't done this!
START LOOKING AT PROPERTIES
Once you have your AGREEMENT IN PRINCIPLE you can confidently put an offer in on a property! Once you have your offer accepted, we will then proceed to applying to the lender we have recommended, guaranteeing you the cheapest and most suitable deal out there for you.
INSTRUCT SOLICITORS
At this point, while we are gathering your personal documents and preparing your application, you will need to instruct solicitors. We can even do this for you if you really want to save time and have less things to do!
SIT BACK & RELAX!
Now leave it to us! We will liaise with the lender on your behalf, provide them with all the necessary information and documents, and get you through the underwriting and surveying process! All in aim to get you a formal mortgage offer. You don't need to do a thing.
Open your options
Going to a bank for your mortgage is like buying clothes from a branded store; you’re only being presented with the products offered by that business. As a whole of market broker, we’re not limited to one bank's products. We have close relationships with countless lenders, some of which offer us discounted rates. We shop around on your behalf to find you the right mortgage with the right terms, saving you both time and money. Our service doesn’t stop at helping you find the right mortgage. We become a member of your team working on your side all the way through to completion. From your first viewing to exchanging contracts, we’re here to help every step of the way. Partner with a mortgage broker you can trust.Be amazed
Many of our clients are in disbelief when they discover that they’re entitled to better lending than they thought. In many instances, we have taken clients who thought themselves unmortgageable and transformed them into happy homeowners.
You don’t know what your options are until you speak with a broker, so speak with us today by booking your free consultation here. Don’t assume what you’re entitled to. Discover what options are available with a mortgage broker that does the impossible.